Apex Travel Insurance

Even the most carefully planned travel can unexpectedly go wrong. Regardless of how careful you are, some events are simply beyond your control. With our travel insurance cover, help is just a phone call away when emergencies strike. That way you can get on with enjoying your trip, or at least have a safe return home.

Using our years of experience providing travel insurance to New Zealanders we have created three policy options – Essentials, Comprehensive and Frequent Flyer. We think it’s important to give you the choice and flexibility to best suit your needs and your travelling style.

Our polices have a range of features – some are standard to all policies, including medical and repatriation expenses, 24/7 emergency assistance by Allianz Global Assistance, luggage and personal effects cover and so much more. We also cover a range of sports for free including skiing and snowboarding, scuba diving (with PADI or NAUI qualification), hot air ballooning, parasailing, bungee jumping and more.

Essentials

The Essentials policy provides low-cost cover for the main risks that travellers face when abroad. We believe that when you are travelling on a budget you need a travel insurance policy that is affordable, yet still covers the things that are most important – your health, safety and personal items.
Our Essentials policy covers medical benefits, personal baggage, loss of deposits or cancellation, missed connection or travel delays, personal liability and even funeral expenses, should the worst happen. Read more. 

Comprehensive

Our Comprehensive policy offers our highest level of cover for travellers, with higher limits and extended benefits for peace of mind while travelling. Comprehensive not only provides cover for medical emergencies including repatriation but also generous luggage and personal effects cover, missed connections, cancellations and more.

If you have a Pre-existing Medical Condition, then our Comprehensive policy is for you. With our new online medical assessment tool, your condition (or conditions) are logged and assessed in a matter of minutes – no more trips to the doctor or medical forms to be filled out.

Our Comprehensive policy is the most flexible, with the option to tailor your policy to meet your specific needs. Choose your excess amount – $250, $100 or nil – and there is also the option to have high value items (over the standard $1,500) covered at an additional cost. Read more.

Frequent Flyer

If you head away overseas more than two or three times a year, it’s worth considering our Frequent Flyer product. One easy purchase every 12 months allows you to plan each trip without the hassle of adding travel insurance to your to-do list each time. With a maximum of 60 days per trip, it conveniently covers most Kiwi travellers’ requirements, whether it’s for business or pleasure or both.

Each journey you make on your Frequent Flyer policy providers cover for unlimited medical and cancellation cover, along with rental vehicle excess, luggage and personal effects, funeral expenses and repatriation and more. Compare our plans or enter your travel details above and compare the difference between our Comprehensive and Frequent Flyer policies – you may be surprised by the savings you can make. Read more.