July 2020 Newsletter

As our COVID-19 lockdown is behind us & life is returning to normality & day to day life goes on. We can reflect on this changing event that was a unique event for New Zealand we can sit back now & ponder & discuss as the media are doing hourly on what went right & what went wrong & the “issues” as opinionated at the border & the good the bad & the ugly around isolation.

But, at the end of the day at this point, we have come through this pandemic far better than so many other countries, thanks to everyone’s efforts & care. Certainly, I acknowledge the hardship & challenges it has delivered with people’s loss of jobs, redundancies, loss of income for business owners & some of the self-employed sector. The stark reality is for us resilient Kiwis it is time for us as a nation to move on with a positive attitude, we know there are changes with unknown time frames with overseas tourism, hospitality & retail & household spending is under some pressure & these situations bring imposed change to many.

The economic commentary & outlook is been described as somewhat brighter & more positive than were the early indications, which is a positive & let’s hope that is a reality in the medium to longer-term & we can all play a role in this & come out the other side better people & a better country doing better things…

  • Shop local
  • NZ Travel
  • Look & talk about opportunities
  • Look at where & how you can run a more cost-effective household or business
  • If you want or need advice, seek it & seek it from a qualified source
  • Be positive that costs nothing but can deliver a lot
  • Make sure we have a financial plan & financial “safety valve” in the event of an unplanned & tragic event

I urge people as we work through the changes that you take a good look at your financial plan & financial “safety valve”. If the “What if” was to happen to you, your family or your business you have the peace of mind that you have a risk protection plan that will make sure that any financial stress is not an outcome of the “What if ” occurrence.

Please feel free to contact me for advice to discuss your “peace of mind” risk protection plan & if you have a family member or friend, neighbour or business colleague that you feel my experienced advice would be of benefit to them just contact me, all my contact details are below.

Kevin – Mobile (027) 204 4301 or E-Mail kevinh@apexgroup.co.nz

Regards & thanks,


P.S. If you are in business, then you really do need to protect yourself with some form of insurance. Download my free resource on the 10 Reasons to have Insurance if you are in Business. Grab your copy here

What is our greatest asset? Is it our house, our car, or our income?

Phil aged 41 & Amy aged 39 & their 2 children Nathan aged 11 & Trudi aged 9 lived in a normal happy family life in Napier Phil worked in middle management in the IT industry earning $90,000 per annum (Nett $64,529 after tax & Kiwisaver contribution per…

Read more

Insurance Spotlight March 2020 – Financial Services Council

We hear often hear, read & see in some media platforms that insurance companies just reel in the money & payout very little in the way of claims. However, Risk Protection insurance plays a significant role in the NZ economy, in the year ending 31-03-2020 the insurance companies in NZ paid out $NZ1.49 billion in risk protection claims to clients as published by the NZ Financial Services Council & at Apex alone in the month of June 2020 we managed just on $700,000 of paid claims to our clients (Not counting medical insurance claims). The information from the NZ Financial Services Council with their “Spotlight on Insurance” gives you an insight & overview of the role risk protection insurance plays in our country of 5,000,000…

Read more

How To Stay Healthy When You’re Stressed At Work

Some days it is easy to think that stress is a part of daily life. When you are busy at work and there are deadlines to meet, it is hard to feel anything but stressed. Suddenly you find yourself reaching for the wrong foods, not sleeping well and getting…

Read more

Powered by WordPress. Designed by WooThemes