Welcome to my September newsletter & with Spring with us hopefully we can start looking forward to fine weather, warmer temperatures & summer sports activity & bar-b-ques a great time of the year, I just wanted to highlight a few things in my newsletter message.
*You will have read recently about “issues” around travel insurance claims, I certainly do not know anymore than I have read in the media but it highlights when getting insurance to disclose everything you know & remember about any medical conditions & don’t be afraid of getting your medical notes if you are uncertain about certain aspects & have these notes submitted with your application & I can’t stress enough use the services & advice process of an accredited advisor as they certainly give you the right advice at inception of your cover & are there to work with you at claim time.
Far more so than “Online Insurance” or banks & those who offer “cut down” policies at reduced premiums –The true value of your risk protection insurance & premiums is having the right amount of over & the right structure at the right time in a time of need at claims time & to have an advisor who is there at claims time.
*The other key point is to make sure wherever possible you have a risk protection portfolio that is fully underwritten with full disclosure at the inception of the policy not have a policy that is fully underwritten at claims time.
We have a selection of new articles for you this month, covering everything from the ‘Cost of care’ to keeping up your Vitamin C. I’m sure something of interest for everyone.
As always, if you need me to find a solution that is manageable, unique to your requirements and most importantly gives you the tools you need to protect and grow your wealth and well being please get in touch.
Have a great month and I hope to talk to you soon!
Regards & thanks,
Kevin
The best compliment you can give me is to recommend me to your family and friends—is there anyone you know who would benefit from my services and advice?
P.S. If you are in business, then you really do need to protect yourself with some form of insurance. Download my free resource on the 10 Reasons to have Insurance if you are in Business. Grab your copy here
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Mobile: 027 2044 301
Email: kevinh@apexgroup.co.nz